Calling Card Company

We want to setup a calling card company in the UK. Our requirements are specified below: 1. customers can create online account and top-up using debit or credit cards or paypal 2. customers can download pc diallers and smartphone diallers from the app stores 3. customers can call a local UK access number, enter pin number and dial their destination number 3. customers can setup pinless dialing to their destination number by adding their phone numbers to pinless dialing list 4. customers can check their balance and call history once thry login to their account online or in the smartphone app 5. customers can also check balance by calling the UK local access number using automated IVR system Top Destination countries: Customers will be calling mostly to: 1. India 2. Bangladesh 3. Pakistan 4. Sri Lanka 5. Europe 6. USA & Canada We want you to: 1. advice us of a reliable VOIP termination service with the best possible service in the cheapest rate possible 2. advice and built VOIP Gateway solution 3. advice us about the hardware and softwares required in the project 4. create a fully functioning website as required 4. create iphone, android and windows phone apps 5. PC Dialler software 6. advice us about the total upfront cost including the third party softwares and hardwares required (this should be included in your personal message. you should only bid for your installation charge and the charge for building the website and apps.)