Hi, We are webarchdes, I have read your requirements and we have found out your cost is to low, what i can say is what others are bidding is just to get your project and take money after that, We have more than 10 years of industry experience, we have worked on SAP BI and Business Object, we know how a financial environment works, what SAP is providing in some 5 to 6 CR you are asking it to be done in 37000 RS only, if you want to have a customized ERP package which will include all your need you have to pay more, we have a customized package developed in house. you can give it a try.
webarchdes,com visit for more information